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How Much Do Roofing Contractors Pay for Workers’ Comp?

Most of us have seen the statistics on how dangerous roofing work can be. The roofing business has one of the highest rates of workplace injury of any trade. Additionally, when those injuries happen, they can often be severe. Hot materials, high-powered equipment, and lofty elevations combine to create hazards. With that in mind, how much do roofing contractors pay for their workers’ compensation insurance? According to insureon.com, the median cost for that insurance is approximately $810 per month, or nearly $10,000 each year. This rate is very different from state to state, but the workers’ comp insurance is a requirement in nearly every state. The policy covers lost wages and medical costs for any on-the-job injuries or work-related illnesses. Nearly all workers’ comp policies include employer’s liability insurance as well, which protects the roofing contractors from lawsuits related to such injuries and illnesses.