Affordable Residential and Commercial Roofing Company In Cincinnati

US Regions Favor Different Siding Materials


Here in the great Midwest, we work with vinyl siding more than any other material. It is ideal for wrapping our homes through chilling snowstorms and sun-scorching heatwaves alike. The advantages of vinyl siding are manifold. Prices have decreased for vinyl siding as production techniques have become more efficient, so the affordability of vinyl siding has also added to its appeal.

This is true in the Midwest as well as the Northeast. The eastern seaboard and New England share our affinity for vinyl siding, and it continues to be the most popular and most widely utilized type of siding in those states.

stuccoIn the South and in the West, however, different materials have gained market share in recent years, according to a 2020 study by the Freedonia Group.

Stucco has seen increased use in the South and West regions. And since the South and West are the regions seeing the largest boom in building new houses and housing resale, those stucco numbers are continuing to grow.

In Arizona and much of California, the more “Mediterranean style” houses are in vogue at the moment. As homeowners often replace their siding before selling a home, Arizona and California are both seeing a boom in the use of stucco.

Fiber cement is becoming more common as a siding material as well. Fiber cement is appreciated for its ability to look like natural wood.

According to Matt Zielenski, an analyst who works for the Freedonia Group, “Vinyl siding offers homeowners a high level of durability, an important consideration for consumers who may only want to replace a product once in their lifetimes.”

How People Pay for Roof Replacement

In some cases, homeowners use their homeowners insurance to pay for their new roof, especially if it was damaged by a storm or a fire. If your roof is simply getting old and worn out, however, insurance will not cover it. How else do people finance the replacement of their home’s roof? Some opt for a Title I loan from the Federal Housing Administration (FHA). Since the government insures these loans, they are very low-risk for lenders. For a single-family home, you usually have up to 20 years to pay off the loan, and you can borrow up to $25,000. Larger loans require using your mortgage to secure the loan, however. If you have built up equity in your property, it may be more cost-effective to take out a home equity loan. On these loans, you use the equity in your home as the collateral. Homeowners can usually borrow up to 85% of their homes’ equity in such a loan.